First-time buyers

Your first home

Buying for the first time? Here's a clear, plain-language guide to getting started in Burford and Brant County.

First-time buyers

Take it one step at a time

Buying your first home is exciting and a little overwhelming. Jon explains each step, in order, with no jargon, and no pressure.

Rules and programs for first-time buyers change, so confirm the current details with your lender or lawyer. These are good starting points.

Get pre-approved so you know your budget
Ontario's land transfer tax refund for eligible first-time buyers
The First Home Savings Account (FHSA), if you've opened one
The RRSP Home Buyers' Plan, if you have RRSP savings
Budget for closing costs as well as the down payment
Make your offer conditional on inspection where you can

How I help

How Jon helps

Plan

Talk through budget, timing and priorities, and get pre-approved.

Learn

How offers, deposits, conditions and closing work, step by step.

Search

Alerts and showings for homes that fit your budget.

Close

Every date and document tracked until you have the keys.

Questions

Common questions

How much down payment do I need?

Minimum requirements depend on the purchase price, and a smaller down payment usually means mortgage default insurance. Use the mortgage calculator and talk to your lender.

What are closing costs?

Legal fees, land transfer tax, title insurance and adjustments, among others. Use the closing costs calculator for an estimate.

Can I buy in Burford as a first-time buyer?

Yes. Jon will show you what's possible in Burford, Brantford, Paris and elsewhere in the County.

Keep reading

Next step

Ready for your first home?

Start with a short call and a simple plan.

Request a call See Burford